Commercial Property Development Finance

business, investing · EN

Commercial Property Development FinanceThe UK podcast on how development schemes actually get funded, hosted by Georgina. Every episode is a plain English walk through one part of the market, from commercial property development finance on the senior tier, to stretched senior, mezzanine finance, joint venture equity and development exit finance. Clear numbers, real worked examples, and how the money fits together.A development scheme is funded against what it will be worth when it is finished, the gross development value, not what the land or the half-built site is worth today. That single idea drives how every facility is sized. Lenders work to two limits at once: loan to cost, which sits indicatively at 65 to 70 percent, and loan to GDV, indicatively 60 to 65 percent. The facility is the lower of the two, so the binding constraint is whichever bites first on your numbers. Get those two figures right and you can read your own scheme the way a lender reads it.This is the show for