Howard Appel

business, entrepreneurship · EN

Howard Appel is a seasoned entrepreneur and investment strategist with a track record of turning bold ideas into publicly traded successes. Born in Boston and raised in Swampscott, Massachusetts, he quickly showed an aptitude for business and leadership. After graduating Summa Cum Laude from the University of Massachusetts with a BBA in Accounting, he went on to complete a joint JD-MBA program at the University of Pennsylvania, earning degrees from both UPenn Law School and the Wharton School of Business. In 1984, Howard co-founded Bailey, Martin & Appel, a brokerage firm based in Philadelphia, which marked the beginning of his career in high-stakes finance. He later launched HMA Investments, an investment banking firm that played a key role in financing and taking more than fifty companies public—among them, Education Lending Group (NASDAQ: EDLG) and Coastal Energy. His professional profile is featured on